Cookies Policy

Effective Date: October 28, 2025

Entity: Sumangalam Credit Society (operating with Dhanwaan)
Website & App: https://dhanwaan.in

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website or use an app. They help us remember your preferences, improve performance, and provide a more personalized experience.

2. How We Use Cookies

We use cookies and similar technologies on our Dhanwaan website and app for the following purposes:

a. Essential Cookies

These cookies are necessary for the app and website to function properly — for example, enabling secure login, maintaining session state, and remembering your saved preferences.

b. Performance & Analytics Cookies

These help us understand how users interact with our app and website, so we can enhance performance, navigation, and experience.

c. Functional Cookies

These allow us to personalize your experience — such as remembering your settings, region, and preferred language.

d. Marketing Cookies (if applicable)

Used only with your consent to show relevant promotions or updates. Dhanwaan does not sell or share cookie data for third-party advertising.

3. Managing Cookies

You can control cookies through your browser or device settings:

However, disabling certain cookies may limit your access to some features or affect website performance.

4. Third-Party Cookies

We may use secure third-party tools such as Google Analytics to measure website traffic and performance. These tools may set their own cookies in accordance with their respective privacy policies.

5. Consent

By continuing to use our app or website, you consent to the use of cookies as outlined in this policy. You can withdraw your consent anytime by changing your cookie settings in your browser or app preferences.

6. Changes to This Policy

We may update this Cookies Policy periodically. Any changes will be posted on our website with the updated “Effective Date.”

7. Contact Us